Home

Commonly asked questions…

  • What’s the difference in Replacement Cost verses Actual Cash Value coverage on my home?
  • How do particular breeds of animals impact my home insurance?
home
auto

Auto

Commonly asked questions…

  • When is the best time to drop my auto policy from full coverage to liability only?
  • What’s the difference between comprehensive and collision coverage?

Recreational

Commonly asked questions…

  • Can my RV just be added to my auto policy?
  • How is my coverage affected if I have my RV out of state for the winter?
recreational_orig
boat

Boat

Commonly asked questions…

  • Is my boat covered when I am pulling it with my personal auto?
  • Why do I need liability coverage on my boat?

Motorcycle

Commonly asked questions…

  • Can I cover the added “customizing” or “extras” I am having installed on my motorcycle?
motorcycle
boat

Flood

Commonly asked questions…

  • Can I purchase flood insurance if I am not in a designated flood zone?
  • Are mud slides covered on a flood policy?
longaberger-baske
coins
collectibles

Guns, Jewelry, & Collectibles

Commonly asked questions…

  • What is the best way to insure these types of items?
  • What if my jewelry mysteriously disappears?

Personal Umbrella

Commonly asked questions…

  • Why do I need extra liability coverage?
umbrella_orig
life

Life + Medicare Supplement

Commonly asked questions…

  • How much life insurance do I need?
  • What’s the difference between term and permanent life insurance?